Free guide from @1MillionWithin5Years

Stop Guessing.
Start Building.

I'm documenting exactly how I plan to turn a regular salary into $1 million — no stock-picking, no financial advisor fees, no BS. This guide is where it starts.

Tom - Lazy Investor free guide video
Watch: the 4 moves I made in my first 90 days  ·  ~7 min
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No credit card. No upsells. Just the actual system.

Why most people stay stuck

Your salary went up.
Your wealth didn't.

Most people do everything "right" — they save a bit, they have an RRSP, they maybe throw money into a mutual fund their bank suggested. And then they look up 10 years later and wonder why nothing actually changed.

It's not that you're bad with money. The system isn't designed to make you rich — it's designed to keep you comfortable enough not to look too closely.

Tom - Lazy Investor
Tom — The Lazy Investor @1MillionWithin5Years · YouTube

I'm not a financial advisor.
That's the point.

I'm a regular person documenting a slightly crazy plan: reach $1 million in investable assets within 5 years, starting from scratch — in public, with real numbers.

I've tested 3 broker platforms, studied how RRSP-to-RRIF conversions actually work, compared frugal Dutch habits to standard Canadian spending, and tracked the $100/month habit that compounds into something genuinely surprising.

This guide condenses what actually moved the needle — not the stuff that sounds smart at dinner parties.

31K+
Subscribers following the journey
101
Videos published (and counting)
5yr
Public timeline. Real accountability.

What's inside the free guide

The Lazy Investor
Starter System

Four things I wish I had condensed into one doc when I started. No fluff, no padding, no "consult a professional" cop-outs.

🏦

The Broker Breakdown

After 18 months testing three platforms, here's the one I actually use — and why the other two quietly cost you money.

📋

RRSP Done Right

The tax trick that most people miss — and why maxing your RRSP without this step is leaving real money behind.

💸

The $100 Habit

The smallest, most boring investment move that compounds into something most people don't believe until they run the numbers.

📈

Crash-Proof Mindset

Goldman Sachs called a 91% chance of a 2026 correction. Here's exactly what I'm doing — and not doing — about it.

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